Cayo Perico Heist Payout List, Cooldowns, Bonus Payouts and All Targets

• Complete the Cayo Perico Heist in less than 15 minutes.
• Full loot bags.
• No failed hacks.

You can repeatedly complete the Elite challenge and receive additional monetary rewards, provided the heist is set to hard mode and you meet the criteria each time.

72 Hour Cooldown

Before we get into the max payouts, the Cayo Perico heist also has a 72-hour cooldown (real time) that determines what you will get as a primary target. Repeating the heist within the 72-hour cooldown window increases the likelihood of lower-valued primary targets, like the Sinsimito Tequila. However, secondary targets receive a fixed percentage boost in their values based on the primary target obtained, balancing the potential earnings.

Repeating the heist after 72 hours increases the likelihood of obtaining primary targets that have a higher value. For instance, if you had Tequila as your primary target within the 72-hour cooldown, you won't get it again. Instead, you have a higher chance of getting any of the remaining primary targets, such as Bearer Bonds, Ruby Necklace, or the Pink Diamond.

The table below shows the probability of primary targets spawning during and after the 72-hour cooldown period. The 72 hour cooldown begins as soon as you end your last playthrough of the heist.

As mentioned earlier, secondary targets receive a value boost when you go for a new run within the 72-hour window from the last playthrough. The percentage increase in the value of secondary targets depends on the primary target you obtain within this timeframe, as outlined below:

Max Payouts

This section contains our Cayo Perico Heist Payout lists. We've calculated the maximum payouts for solo players, duos, trios, and full squads of four players. For solo players, we assume Cocaine as the secondary target since it's the most valuable after Gold, which requires at least one additional player.

For duos, trios, and full squads of four, we assume Gold as the secondary target. In both scenarios, we assume the maximum secondary values. The loot bag is assumed to be completely filled with either of these, depending on whether we're calculating for solos or multiple players.

All additional fees and bonuses, including the Elite challenge bonus and the maximum amount from El Rubio's safe, which is $99,000, are factored into these calculations. The following values were calculated thanks in part to Tylarious on Youtube.

Sinsimito Tequila

Ruby Necklace

Bearer Bonds

Pink Diamond

Panther Statue

Optimal Team Structure

Considering these maximum payouts, you might wonder which setup is optimal for everyone involved. Well, if the host aims to maximize their earnings, they should run the heist with two additional players, totaling three players. As demonstrated in the tables above, the three-player setup offers the highest payouts for the host, regardless of what the primary target is.

If the team is determined to maximize their earnings for everyone, the host should assemble a full squad of four players, as indicated by the maximum payout tables above.

We still consider the Cayo Perico heist a viable option for solo players to earn money, which is why it remains on our list of the best methods for making money in GTA Online.